Except New Hampshire and Virginia, most states require liability auto insurance to cover damage and injuries to others.
Uninsured motorist coverage is also required in many states Auto Insurance near me. This does not benefit other drivers. It pays for your and your passenger’s medical bills if you are hit by someone who does not have or has insufficient auto insurance.
Furthermore, states with a no-fault car insurance system require car owners to purchase personal injury protection (PIP). PIP covers your medical bills regardless of who caused the accident.